Being involved in a car accident can be a traumatizing experience, as it can hurt you physically, emotionally, and financially. The worst part is that you often have to deal with a car insurance adjuster who might be unwilling to pay you the compensation you deserve.
At the law office of Bruce A. Hagen, we regularly help people through the process of filing a claim with their car insurance companies. It can be an exhausting process, especially if you have done nothing wrong. But, you can significantly increase your odds of having your claim approved by following these helpful guidelines.
Be Completely Prepared
As with most complex claims procedures, working with a car insurance adjuster can be made much easier if you have all of your paperwork in order. Knowing the value of your car will help tremendously, as will having receipts for any bills you have already paid toward fixing or replacing your car or obtaining medical assistance.
If you suffered any type of physical injury, it is also imperative that you present proof of these injuries, which can typically be accomplished by providing copies of medical bills.
Lastly, you will need to have your original accident report and appraisal clause with you. Having all of the proper documentation will make the entire process much easier—even if you have the stingiest of insurance adjusters.
Take Your Time
Insurance companies make a living by convincing you to agree to a settlement as early as possible. This might seem good for you, but most adjusters will rush you through the process so that they can pay you less money. Considering that most people who have just been in an accident need money right away, they are very likely to agree to the first settlement that is proposed to them.
However, when you contemplate how quickly unexpected automotive and medical bills can get out of hand after you have reached a settlement, it is in your best interest to wait. You should never feel intimidated and should only agree to a settlement once you are prepared and have all of your final medical and automotive bills.
Do Not Be Afraid to Hire an Attorney
Most people feel as if taking legal action is unnecessary for something as small as a car accident, but your wellbeing and livelihood can very well be compromised. For this reason, you should always consider hiring an attorney to represent you. At the law office of Bruce A. Hagen, we have over 30 years of experience working as personal injury lawyers, and we specialize in representing clients who have been in auto accidents.
Hiring an attorney means you will always have someone there to look out for your interests and answer any questions, as you never know what is going to happen when you are dealing with car insurance companies. More importantly, our personal injury attorneys are not easily intimidated by insurance adjusters, which means that you can feel confident knowing that you will receive the settlement you deserve.